$474,900
Palm Bay, FL 32909
MLS# 1066418
4 beds | 2 baths
1 / 34
Property Description
ASSUMABLE 3.375% VA LOAN!!! Situated on a desirable almost half acre lot with no HOA, this custom-built four-bedroom, two expansive bathroom residence offers 2,236 square feet under air. Thoughtfully updated inside and out, this home showcases quality craftsmanship and extensive modern upgrades. Exterior improvements completed in 2022 include a new roof, new AC system, fresh exterior paint, enhanced landscaping, a full-lot perimeter fence, irrigation system, and an electrically powered sliding gate for added privacy and security. Interior updates feature luxury vinyl plank flooring throughout, five-inch baseboards, updated fans, designer light fixtures, recessed lighting, and fresh interior paint. The chef's kitchen boasts newer appliances, 42-inch cabinetry with under- and over-cabinet lighting, bright white quartz countertops, a large island with sink, and classic 3x12 subway tile backsplash.
Details
Maps
Documents
Location, Tax, and Legal
Tax Account: 2935866
Parcel Number: 29-37-17-Gq-00810.0-0004.00
General County Location: South
Elementary School: Columbia
Middle School: Southwest
High School: Bayside
Tax Annual Amount: 97.7
Tax Year: 2025
Tax Legal Description: PORT MALABAR UNIT 17 LOTS 4 & 5 BLK 810
Directions: From San Filippo Dr heading south from Malabar, make a right onto Wyoming, right onto Tharp and left onto Ruby
General Property Information
Bathrooms Half: 0
Living Area: 2236
Living Area Source: Public Records
Lot Size Acres: 0.46
Lot Size Square Feet: 20038
Accessibility Features YN: No
Association YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Waterfront YN: No
Senior Community YN: No
CDD Fee YN: No
Community Fee(s) YN: No
Furnished: Unfurnished
Stories: 1
Direction Faces: Northwest
Pool Private YN: Yes
List Price/SqFt: 212.39
Bedrooms Total: 4
Bathrooms Total: 2
Bathrooms Full: 2
Year Built: 2004
Remarks and Miscellaneous
Public Remarks: ASSUMABLE 3.375% VA LOAN!!!
Situated on a desirable almost half acre lot with no HOA, this custom-built four-bedroom, two expansive bathroom residence offers 2,236 square feet under air. Thoughtfully updated inside and out, this home showcases quality craftsmanship and extensive modern upgrades. Exterior improvements completed in 2022 include a new roof, new AC system, fresh exterior paint, enhanced landscaping, a full-lot perimeter fence, irrigation system, and an electrically powered sliding gate for added privacy and security.
Interior updates feature luxury vinyl plank flooring throughout, five-inch baseboards, updated fans, designer light fixtures, recessed lighting, and fresh interior paint. The chef's kitchen boasts newer appliances, 42-inch cabinetry with under- and over-cabinet lighting, bright white quartz countertops, a large island with sink, and classic 3x12 subway tile backsplash.
Appliances
Dishwasher: 1
Disposal: 1
Electric Range: 1
Microwave: 1
Refrigerator: 1
Closing Company Details
Closing Company Name: Echelon Title Services, Inc - info@echelontitle.com
Closing Company Address: 5815 Highway 1, Suite 1, Rockledge, Florida 32955
Construction Materials
Block: 1
Concrete: 1
Stucco: 1
Cooling
Central Air: 1
Current Use
Residential: 1
Single Family: 1
DPR Eligible
DPR Eligible: Yes
Fencing
Wrought Iron: 1
Flooring
Laminate: 1
Tile: 1
Heating
Central: 1
Interior Features
Breakfast Nook: 1
Ceiling Fan(s): 1
Eat-in Kitchen: 1
Open Floorplan: 1
Pantry: 1
Primary Bathroom -Tub with Separate Shower: 1
Split Bedrooms: 1
Vaulted Ceiling(s): 1
Laundry Features
Electric Dryer Hookup: 1
In Unit: 1
Washer Hookup: 1
Legal Details
Permission Granted to Advertise: Yes
Levels
One: 1
Listing Terms
Assumable: 1
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Lot Features
Cleared: 1
Parking Features
Attached: 1
Garage: 1
Patio And Porch Features
Deck: 1
Patio: 1
Rear Porch: 1
Screened: 1
Pets Allowed
Yes: 1
Pool Features
Above Ground: 1
Fenced: 1
Possession
Close Of Escrow: 1
Road Surface Type
Asphalt: 1
Roof
Shingle: 1
Sewer
Septic Tank: 1
Spa Features
Above Ground: 1
Heated: 1
Special Listing Conditions
Standard: 1
Utilities
Electricity Connected: 1
View
Other: 1
Water Source
Well: 1
Showing Requirements
Appointment Only: 1
Call Listing Agent: 1
Contract Information
Current Price: $474,900
Original List Price: 499900
List Price: $474,900
Status: Active
Listing Contract Date: 2026-01-14
Property Sub Type: Single Family Residence
Location Tax and Legal
Street Number: 1126
Street Name: Ruby
Street Suffix: Street
Street Direction Suffix: SE
County: Brevard
State: FL
Postal Code: 32909
MLS Area Major: 343 - SE Palm Bay
Subdivision Name: Port Malabar Unit 17
Status Change Information
Major Change Timestamp: 2026-02-02T14:54:38Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-02-02T14:54:38Z
Status Change Timestamp: 2026-01-14
Property Features
Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator
Construction Materials: Block; Concrete; Stucco
Cooling: Central Air
Current Use: Residential; Single Family
Fencing: Wrought Iron
Flooring: Laminate; Tile
Heating: Central
Interior Features: Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s)
Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup
Levels: One
Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan
Lot Features: Cleared
Parking Features: Attached; Garage
Patio And Porch Features: Deck; Patio; Rear Porch; Screened
Pets Allowed: Yes
Pool Features: Above Ground; Fenced
Possession: Close Of Escrow
Road Surface Type: Asphalt
Roof: Shingle
Sewer: Septic Tank
Showing Requirements: Appointment Only; Call Listing Agent
Spa Features: Above Ground; Heated
Special Listing Conditions: Standard
Utilities: Electricity Connected
View: Other
Water Source: Well
Supplements
Both bathrooms have been fully renovated with new tile, vanities, fixtures, faucets, and farmhouse-style mirrors.
Outdoor living is elevated with a 15x30 pool, composite decking, and a seven-person hot tub. Additional upgrades include in-wall speakers, a tankless water heater, whole-home water softener and filtration system, under-sink reverse osmosis, a new AC handler and condenser installed August 2025, a 190-square-foot covered screened porch, and an oversized 420-square-foot garage. Schedule your private showing today.
Flood Disclosure 
Listing Office: Endless Summer Real Estate
Last Updated: February - 02 - 2026
Information is deemed to be reliable, but is not guaranteed.